IMPS – Immediate Payment Service
IMPS (Immediate Payment Service) is a real-time interbank electronic fund transfer service offered by Tripura State Co-operative Bank Ltd. This facility enables customers to transfer funds instantly through mobile phones, or bank branches – 24x7, including weekends and holidays.
Key Features:
- Instant Fund Transfer: Send and receive money in real-time.
- Available 24x7x365: Including Sundays and bank holidays.
- Multiple Channels: Access IMPS via Mobile Banking, or at your nearest TSCB branch.
- Secure Transactions: Encrypted and verified using robust security protocols.
- Flexible Options: Transfer using Account Number + IFSC or MMID + Mobile Number.
IMPS Services Offered:
- Fund Transfer to other bank accounts.
- Receive money from other bank accounts.
- Merchant Payments.
- Mobile-to-Mobile and Mobile-to-Account transfers.
Transaction Limits:
- Minimum amount: ₹1
- Maximum limit: As per RBI guidelines and bank’s internal policies. (up to ₹5,00,000 per day)
How to Use IMPS:
- Log in to TSCB Mobile Banking.
- Go to the IMPS fund transfer section.
- Choose transfer type: Mobile No. + MMID or Account No. + IFSC.
- Enter details and confirm the transaction.
Benefits to Customers:
- No need to wait for NEFT/RTGS timings.
- Instant confirmation via SMS.
- Perfect for emergency or urgent fund needs.