- TRIPURA STATE CO-OPERATIVE BANK LTD.
(A SCHEDULED BANK)
Tripura State Cooperative Bank Ltd.
Revised rate of interest Loans & Advance w.e.f. 18-08-2025
(A) For- Cooperative Societies
|
Particulars Types of loan |
Existing Rate |
Revised Rate w.e.f. 18-08-2025 |
Nature of interest calculation |
|||
|
Bank Society (%) |
Society to member (%) |
Bank Society (%) |
Society to member (%) |
|
||
|
A)Crop Loan ( upto Rs.3.00 lac) |
ST (SAO) KCC/JLG(KCC) |
5.00% |
7.00% |
5..00% |
7.00% |
Simple Interest |
|
b) Agri & Allied ( medium Term Loan) |
i) MT (Agri) ii) Others |
9.00% |
11.00% |
9.00% |
11.00% |
Simple Interest |
|
C) Non- Farm Sector ( MT/LT/CC/OD) |
Term Loan |
9.70% |
11.70% |
9.70% |
11.70% |
Interest shall be calculated on monthly rest |
Note: Penal interest @1.50% will be charged on the overdue amount for the overdue period.
(B) For Individuals (proprietor partnership Farm)
|
Sl |
Particulars |
TSCB(Existing) w.e.f 10.03.2023 |
TSCB (Revised) w.e.f. 18-08-2025 |
|
1. |
Instalment Loan/Personal Loan (Salaried Person) |
13.00% |
12.75% |
|
2. |
House building loans up to 75.00 ( Maximum Repayment period 30years) |
i)Repay upto 15 years -8.55% ii) Above 15 to upto 30years - 8.80% iii) HBL (commercial)-11.00% iv) HBL (Land Lord)-10.50% |
i) Repay upto 15 years -8.50% ii) Above 15 to upto 30 years -8.70% iii) HBL (commercial)-11.00% iv) HBL (Land Lord)-10.25%
|
|
3. |
Two Wheeler |
11.50% |
11.00% |
|
4. |
Car Loan a) New Car upto 7 years 5 to 10 years |
9.00%
|
9.00%
|
|
5. |
1) Agriculture a)Crop loan (upto Rs.3.00 lac) b) Direct KCC/JLG |
7.00% |
7.00% |
|
|
2) Agri- Allied ( MT & LT) a) up to Rs.2.00 lac b) Above Rs. 2.00 lac |
a) Upto Rs.2.00 lac-@10.00%
b) Above Rs.2.00 lac-@10.50% |
a) Upto Rs.2.00 lac @ 9.50%
b) Above Rs.2.00 lac @10.00% |
|
6. |
Swavalamban /PMEGP |
10.75% |
10.50% |
|
7. |
Loan of SHG(TRLM/NRLM) |
a)Upto Rs. 3.00 lac @7.00% b) Above Rs. 3.00 lac @ 10.00% |
a)Upto Rs. 3.00 lac @7.00% b) Above Rs. 3.00 lac @ 10.00% |
|
8. |
TULM/NULM SHG |
a) )Upto Rs. 3.00 lac @10.50% b) Above Rs. 3.00 lac @ 11.00% |
a) )Upto Rs. 3.00 lac @10.50% b) Above Rs. 3.00 lac @ 11% |
|
|
Particulars |
TSCB(EXISTING ) W.E.F 10.03.2023 |
TSCB(Revised) W.E.F 18-08-2025 |
|
|
Transport/MSME/MUDRA(C/C,OD,TL & Composite Loans-SSIS, Small Business Loan Transport |
||
|
9. |
a) Limit upto Rs. 50000/- b) Rs. 0.50 to Rs. 2.00 lac c) Rs. 2.00 to Rs. 5.00 lac d) Above Rs. 5.00 lac |
a) Upto Rs. 10.00 lac @10.50% b) Above Rs. 10.00 lac to 25.00 lac @ 11.00% c) Above Rs.25.00 lac @ 11.50% |
a) Upto Rs. 10.00 lac @10.25% b) Above Rs. 10.00 lac to 25.00 lac @ 10.75% c) Above Rs.25.00 lac @ 11.25% |
|
10 |
Festival Advance Govt. Employee |
13.00% |
12.75% |
|
11. |
Term Loan a) Upto Rs. 25000/- b) Above Rs.25000/- to Rs.2.00 lac c) Above Rs. 2.00 lac to Rs.5.00 lac d) Above Rs. 5.00 lac to Rs. 25.00 lac e) Above Rs. 25.00 lac |
a)Upto Rs. 10.00 lac @10.50%
b) Above Rs. 10.00 lac to Rs. 25.00 lac @ 11.00% c) Above Rs.25.00 lac @ 11.50% |
a)Upto Rs. 10.00 lac @10.25%
b) Above Rs. 10.00 lac to Rs. 25.00 lac @ 10.75% c) Above Rs.25.00 lac @ 11.25% |
|
12 |
Cash Credit / Over Draft Other than MEME ( Non Schematic & Non Priority) |
||
|
|
a) a) Limit upto Rs. 25000/- b) Above Rs.25000/- to Rs.2.00 lac c) Above Rs. 2.00 lac to Rs.5.00 lac d) Above Rs. 5.00 lac to Rs. 10.00 lac e) Above Rs. 10.00 lac to Rs. 25.00 lac f) Above Rs. 25.00 lac |
Upto Rs.25000/- @10.80% Above Rs.25000/- Rs.2 lac@11.45% Above Rs.2 lac to Rs. 5 lac -@11.95% Above Rs.5 lac to Rs.10 lac -@12.45% Above Rs.10 lac to Rs.25 lac@12.80% Above Rs. 25 lac -@12.95% |
Upto Rs.25000/- @10.80% Above Rs.25000/- Rs.2 lac@11.45% Above Rs.2 lac to Rs. 5 lac @11.95% Above Rs.5 lac to Rs.10 lac -@12.45% Above Rs.10 lac to Rs.25 lac@12.80% Above Rs. 25 lac -@12.95% |
|
13 |
Education Loan Loan Limit upto Rs. 2.00 lac Limit upto Rs. 4.00 lac Above Rs. 4.00 lac to 7.50 lac |
10.50% |
10.50% |
|
14. |
Advance Against TDR |
1% above rate of interest on deposit |
1% above rate of interest on deposit |
|
15. |
Advance TDR ( 3rd Party) |
2% above rate of interest on deposit |
2% above rate of interest on deposit |
|
16. |
Advance KVP/NSC/LIC Policy etc. |
11.50% |
11.50% |
Note: Penal interest @2.00% will be charged on the overdue amount for the overdue period above the normal rate of interest.
All Interest Rate is P.A monthly rest of excluding Crop Loans.
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