Crop Loans

Empowering Farmers – Strengthening Agriculture

At Tripura State Co-operative Bank Ltd., we are committed to supporting the agricultural community with accessible and affordable financial solutions. Our Crop Loan scheme is designed to provide timely credit to farmers for cultivating various seasonal crops and managing related farming activities. We offer varoius Govt. sponsored loans at low interest rates.

Key Features:

✅ Purpose: To meet short-term credit needs for purchasing seeds, fertilizers, pesticides, irrigation, labor, and other crop-related expenses.

✅ Target Group: Individual farmers, Joint Liability Groups (JLGs), and Self-Help Groups (SHGs) engaged in agriculture in Tripura.

✅ Loan Amount: Based on scale of finance for crops cultivated, landholding, and repayment capacity.

✅ Interest Rate: Attractive and competitive interest rates, as per RBI/NABARD guidelines.

✅ Repayment Period: Usually 6 to 12 months, depending on the crop cycle.

✅ Security: Hypothecation of crops. In some cases, land records or additional collateral may be required.

Benefits:

🌾 Timely disbursement before sowing seasons

🌿 Easy documentation and processing

🌱 Access to government interest subvention (as applicable)

💬 Personalized support through branch-level agri-officers

Eligibility Criteria:

• Resident of Tripura engaged in farming
• Valid land ownership documents or lease agreement
• Satisfactory credit history (if applicable)

Documents Required:

• Duly filled loan application form
• Identity and address proof (Aadhaar, Voter ID, etc.)
• Land ownership/lease documents
• Recent passport-sized photographs
• KYC documents

How to Apply:

Visit your nearest Tripura State Co-operative Bank Ltd. branch or contact your local agricultural extension officer. Our team will guide you through the process and help assess your loan eligibility.