Long Term Loans

Long Term Loans

At Tripura State Co-operative Bank Ltd., we understand the importance of long-term financial support for sustainable growth and development. Our Long Term Loans are designed to help individuals, farmers, businesses, and institutions meet their capital investment needs with affordable interest rates and flexible repayment options.

Key Features:

• Loan Tenure: Ranging from 3 to 15 years
• Attractive Interest Rates: Competitive and transparent
• Flexible Repayment Options: Monthly/quarterly/half-yearly instalments as per borrower’s convenience
• Minimum Documentation: Simple and hassle-free process
• Collateral-based & Secured Loans: Based on the nature and size of the loan

Loan Categories Covered:

• Agriculture & Allied Activities: Land development, farm mechanization, dairy, fishery, and horticulture projects
• Education: Higher education in India or abroad
• Home Construction or Purchase: Build, buy, or renovate your dream home
• Business Expansion: For MSMEs and self-employed professionals
• Infrastructure Development: For co-operative societies and rural development projects

Eligibility:

• Individuals, Joint Applicants, Registered Co-operative Societies, and Institutions
• Must have a satisfactory credit history and repayment capacity
• Must meet the bank's KYC and loan-specific requirements

Documents Required:

• Loan application form
• Identity and address proof (Aadhaar, PAN, etc.)
• Income proof or business financials
• Land/property documents (if applicable)
• Project report or purpose-based proposal